When you choose to refinance your mortgage, I work with you to simplify the process and make sure you get the right mortgage solution to fit your lifestyle and financial goals.
Home renovations, credit card bills, car loans, your child’s university tuition, unexpected medical bills are the main reasons why you should consider refinancing your mortgage.
Your home is a valuable resource, it represents many opportunities that can help you to tackle your debt, simplify your money management and improve your comfort.
If you choose to refinance mortgage before the end of your term, then you will have to pay some fees to your current lending institution, but in many cases, it is better to pay the penalty especially when you need to consolidate bills and reduce your overall monthly payments.
Here is a look at one of my client’s situation before and after. He is self-employed and this was done without income verification under Stated income mortgage refinance program and there were NO LENDER or BROKER FEE!
If he could prove income, his monthly savings would be even greater, but still, saving $1,390.38 monthly is not bad at all, simply by saying to himself... "YES - I WILL TRY JOE MALEK's MORTGAGE SERVICES RIGHT NOW".
Today, instead of having 10 different payments, he has only one payment which is easier to manage and he reduced his monthly payments by 31%.
What whould you do with extra $1,390 each month? How about using some of this cash to pay down your mortgage faster or invest it to stocks, oil, silver or gold? Maybe you'll take a vacation or do some home improvements to increase your property value or invest it into your RRSP and use the tax refund to do the above...
Would that change your life?
Please see my past clients testimonials below and then complete the short call back form or better yet... complete the online application form to get started today!